Kristin Croak


Brooke Meyers

“Kristin is the bomb! If you are looking for a house in the Payson area look no further because Kristin is the absolute best! No we are not related! Lol We do appreciate the help Kristin gave us to find our dream retirement home in Payson. We currently live in SoCal and couldn’t come to AZ at the drop of a hat easily and Kristin did not care! We communicated throughout the whole process and though we searched for more than a year Kristin stuck with us until we found our new home! We are greatful Kristin stuck with us and feel she found us the best possible house for us and our needs. We truly appreciate the job she did with us and since have referred Kristin to many friends. I’m sure you will find Kristin as helpful and diligent as we did! We will use Kristin in the future for sure if the need arises and will not hesitate to refer her to any of our close friends or family when they need help. I hope this did not sound too cheesy but it is an honest review of just how good and awesome Kristin is at her job! Thanks Kristin for being so fantastic!!”

Austin P.

“Had a great experience with Kristin and Susan! Enjoyed working with them and was night a day improvement compared to another realtor I spoke with in the beginning. I recommend!”

Brad Bebbe

“Kristin Croak and Kathy La Spisa were very professional. They were very patient with us, and took the time necessary for us to find our dream home. We are very pleased with all aspects of their service.”

Cassie Bedome

“Our experience with Kristín has been the best! She has been so helpful in the purchase of our home. We bought in a market we knew little about and she educated us on property value as well as amenities in the area. She made the whole process seamless and easy and I will be using her again in the future!”

Elise Titus

“Kristín did a great job at finding us the perfect house in Payson. She is very detail oriented and kept everything on track for a quick and pain free closing.”

Jackie Gumbert

“Kristin was so supportive in my long distance buying process and couldn’t have been more communicative in keeping me up to date with all aspects of my pending real estate purchase, as well as, offering information about the community and support services that I would need. Her professionalism, credibility and attention streamlined my buying experience. I highly recommend Kristin.”

Justin Paule

“Kristín worked very hard to get our deal done! The process was not an easy one but with Kristín’s knowledge and experience we were able to close and move into our awesome new place!! Highly recommend and grateful for all the help. Thank you!”

Shari Gasson

“We just closed on a house with Kristin Croak by our side. WOW! What great customer service with excellent communication. Her expertise and knowledge allowed us to make very valuable decisions with an amazingly positive outcome. Thank you Kristin, we will definitely be using you for all of our Real Estate needs.”

Shelby Wesley

“If it wasn’t for her, I don’t know what I would have done through the Escrow process! I was an emotional wreck and she handled it so well. I also had kind of a unique situation– I was buying a house and surprising my husband. I know this is unconventional and most people that knew were giving me a hard time about it, but Kristin was on-board for my plan and helping me make my dream come true without judgement.”

“We decided to relocate from Southern California to Payson for retirement. We saw a property we liked on Zillow and Kristin was the listing agent. We went to see the property but did not make an offer as we were not exactly what we wanted. We liked Kristin, she told us she would find us the property that was right for us.”

“I was so greatful to have Kristin has my realtor. She truly listened to what I was looking for and made all efforts to help us find it. Kristin is one of a kind, she took alot of the stress of finding a home and moving away, just being a kind hearted person. I definitely would recommend her to friends and family.!”

Kristin is a person who will give her full attention to understanding your real estate needs. From the moment I first met her I could feel that she truly cared about my needs as an investor in property. This was my first investment so I came in pretty green. She allowed me to take my time and answered all of my many many questions with some good advice included which will help me in the future with rental tenants. And she’s not kidding when she says ” I get the job done”. She fought for me. It was such a smooth transition from searching to the final close of escrow.
Su von Mazo

I bought my house without ever seeing it. I relied on Kristin to review the property to see if it met my needs. She was extremely thorough in evaluating the property and helped me make a lot of decisions. We had many obstacles to overcome and Kristin made everything happen in a timely manner. I trust Kristin and she proved to be an excellent realtor. She did a great job.
Anne Walsten

Kristin was incredible! I originally had told my friend that I would use her friend as a retailer…but I wasn’t quite ready to contact a realtor yet, so I hadn’t actually spoken to him. Then the house I really wanted changed to off the market on Zillow and I freaked out and sent a message on Zillow. 5ish minutes later I got a call from Kristin Croak. Even though she had to give me the heart breaking news that the house I had been stalking was pending, you could just tell she was amazing from the first minute. She promised me that she would find me the perfect house and tried her best to calm me down. After my initial sadness went away, I reflected on our phone call and knew she was the realtor for me and contacted her back and said let’s find that house! She was always there for me when I needed her, no matter the day or time! As soon as I put in an offer on a house I fell in love with it turned into a multiple offer situation and my anxiety was through the roof! She was always there to calm me down and ease my worries. If it wasn’t for her, I don’t know what I would have done through the Escrow process! I was an emotional wreck and she handled it so well. I also had kind of a unique situation– I was buying a house and surprising my husband. I know this is unconventional and most people that knew were giving me a hard time about it, but Kristin was on-board for my plan and helping me make my dream come true without judgement. There was a point where I had to tell him legally as she advised me, but she helped keep my secret until the time came. She made the rocky road of home buying as pleasant as possible! I am now the proud owner of my perfect home and we are SO happy! I love that Zillow brought me Kristin and I am glad to now be apart of her client family, and she really does treat you that way! Thank you Kristin for being you!
Wesley Shelby

First time home buyer and we chose the most amazing realtor, she was friendly, helpful, down to earth, and just amazing overall. Definately recommend her to anyone who is looking to buy a home!!
Maico Amon

After a lengthy time frame on the market, Kristin embraced our dilemma and took interest in creative marketing, providing excellent, but realistic approaches. She was both professional and persistent in a very challenging market, and found us that buyer. We are grateful for her efforts! Thank you Kristin!
Roberta Bayles

Kristin is an incredibly likable and friendly person. This was apparent from the moment we first met her. She did everything she could to make our cabin buying experience work- and it did!

Yes, there were obstacles, there always are, but Kristin stood right in there with us, kept in communication with us, and again- made it work. We got our cabin!!!!!

I would highly recommend Kristin to anyone interested in buying a home, or a cabin in the Payson area. She knows Payson inside and out, and I cannot tell you how helpful this was since we really didn’t know much about Payson except that we liked this one cabin.

Truth be known, I really feel like she was more of a friend than a realtor throughout the entire experience and this was very important to us.
Thank you for everything!!!!!

Diane Krieger

Kristin is a great realtor and person, very knowledgeable about the town of Payson and surrounding cities. She went out her way to personally help us and we are very grateful to have her as our agent.
Richard Johnson

We came together by mere happenstance; and now Kristin the Realtor has become a great resource for me. Selling my home was a nice and hassle free experience. Kristin is very knowledgeable in the field of real estate.
Priscilla Gutierrez

Showed 2 properties, gave us a tour of Payson neighborhoods that might interest us, gave us a market assessment of our house. Professional, knowledgeable.

Greg Lyons

Kristin puts your deal first and foremost. She takes the stress out of buying and selling your home or investment property. Its all her hard years of work that she has put into the buisness. Her knowledge of finishing the deal is not matched by know one.Save your selves money and stress, list with Kristin Croak!
Brad Croak

Our experience with Kristín has been the best! She has been so helpful in the purchase of our home. We bought in a market we knew little about and she educated us on property value as well as amenities in the area. She made the whole process seamless and easy and I will be using her again in the future!
Casie Beddome

Kristen did an EXCELLENT job of marketing and SELLING my parents home!
We had the property previously listed for 6 months with very little activity. I kept asking the agent to market the property, to no avail. Kristen listed the property marketed over several platforms and SOLD the property herself in a short amount of time. She is not JUST a listing agent, she gets out there and hustles! I have bought and sold many investment properties and this was as smooth a transaction as I have ever encountered.
Laurie Alexander

Kristin and Susan were extremely helpful and professional throughout the buying process. Kristin went out to the properties that I was looking at and walked them. When she found that they didn’t meet my needs she called owners and found two more lots that weren’t currently listed. She kept me updated on what was happening and made the entire process simple. I strongly recommend Kristin for any real estate needs!! She is outstanding.
Robert May

Kristin is a joy and fun to work with. Her knowledge of the real estate market in and around Payson was extensive and her advice on housing in the mountain communities was invaluable. She helped in every aspect and was very attentive to our needs. I would highly recommend Kristine for all your real estate needs.


Kristin was so patient with us, as our situation was a bit long distance. She always returned our calls, emails, and texts promptly, and never failed to answer our questions, or soothe our concerns. She is quite personable, and we hit it off right away. She is fun, and knowledgeable about the area, which was nice, as we had only camped and vacationed in the area sporadically through the years. We are looking forward to being full time residents now.

Brodie and Paula Hubbard

Kristin always gives 110%. She listens to what you want and doesn’t give up until you have achieved your goal. Her clients turn into lifelong friends not merely a acutance. I have been with her when she just started till now that she has mastered her profession. We have closed over 14-16 deals together. I have had others to choose from, however would never leave the best. She earned that all on her own. She definitely puts her clients first.


We were referred to Kristin by Zillow when we contacted an agent on piece of property we were interested in. Kristin immediately contacted us and listened in what we were looking for. She and a fellow real-estate agent in her office, Susan Slenk, worked on our behalf and were able secure a cabin we were very
interested in at a very good price and we successfully closed on it in under 30 days. Both of these individuals are very knowledgeable of the area market conditions and were responsive to their clients needs. Highly recommend them.


It was a good experience working with Kristin. She helped me during my purchase of property located several miles outside of Payson. I live out of state so it made it a bit of a challenge. But Kristin was very knowledgeable and helpful.


Kristin is an expert on the Payson area communities and she really listens to what matters to you as a home buyer. She made looking for a home a joyful experience. Her motto is, “I start it! I finish it!” and we didn’t realize how important that was when coming from out of town. She was there to help arrange inspections as well as to give advice on local companies. She is a strong advocate for you in every step of the process and is a person of integrity. We would highly recommend using Kristin Croak as your realtor!


Kristin was a joy to work with. She listened to our ideas, of what we were looking for, and did a wonderful job of finding those houses. She was always so pleasant and upbeat. Really made house hunting an enjoyable experience. Her knowledge of the area is such a bonus. She shared this knowledge with us and
it continues to be helpful. We love our new home and would certainly recommend Kristin to anyone house hunting in the area.

Nancy O'Donnell

Kristin was awesome to deal with, she found the perfect house for us and made sure we were kept informed all the way through the purchase process. I am still impressed that every time I contact Kristin with a question she always gets back to me promptly and has provided a great list of support contractors that every new homeowner needs. Way to go Kristin, you knocked it out of the park for us. Thank You.


We required alot of hand holding as we were moving from another state and Kristin did just that. No matter how many questions we asked her (and we asked ALOT) she answered. From start to finish she was there for us, including a virtual tour of our move in (as we were out of state) and waiting at the
property when we drove out to give us the keys on a SUNDAY! So so helpful WITH EVERY DETAIL of the home purchase. We couldn’t have done it without her. Thank you Kristin!


Kristin Croak has been our realtor in Payson for approximately five years. We have bought and sold multiple rental properties through Kristin, and feel like she is the right person to get the job done! We have turned into great friends, which makes the relationship even more valuable. We would highly recommend
Kristin for her professionalism, efficiency and delightful personality. You will not find anyone better! And you will not be disappointed!

Mara & Ken Holland

Kristin Croak went above and beyond to resolve any issues that arose during the purchase of our property. She made herself available 24 hours a day, 7 days a week. She continues to help us with any questions or issues that we have, long after the completion of the purchase. I have worked with many agents over the last 10 years both in selling and purchasing properties and she is by far at the top of the list


Kristin’s professionalism and expertise is extremely valuable. Her advice is Solid Gold and based on a solid foundation of experience. Because of her patience and resolve we avoided additional expenses and she had foresight to anticipate
a few significant property deficiencies which were subsequently identified and resolved prior to close of escrow. Thanks Kristin!


Kristin Croak was extremely valuable in my purchase of a home in Payson Arizona. Her knowledge of the area was incredible. She showed me numerous homes before I decided on the home for me. Even when she had a busy schedule she found the time to show me homes. She is tireless. I found Kristin on Zillow and looked at her credentials and decided this is the realtor for me. I
appreciate all her knowledge and effort. I picked a winner in Kristin Croak. Thank you Kristin


Kristin is an exceptional, professional agent and we highly recommend her if you are contemplating listing your home in the Payson and surrounding area. We were under contract in less than three weeks and she kept things moving along during the entire process. Kristin is responsive and assertive and knows exactly who to contact to get things done. This was extremely helpful since we live in the Valley and had no idea who to contact. When we ran into a couple of small issues during the sale, Kristin was immediately there to solve the problem. We closed on our property in under six weeks from start to finish. Again, if you are looking for a amazing real estate agent, we recommend contacting Kristin.


Kristin has incredible knowledge and a deep love of Payson. Her enthusiasm is infectious. Every question we asked was answered with in-depth information, expert facts, and a sense of wanting to do us well. She kept our needs and desires at the forefront, and assisted us in learning more about Payson. I strongly recommend she be contacted if you desire to settle or sell in Payson. Whether seeking a large, estate type home, or a small tiny home, Kristin is the expert you will enjoy meeting and learning from. She KNOWS Payson, and cares for customers. She is a jewel.

Martin and Beth Jones

Kristin Croak has represented us as a seller and lister for several homes in Payson and California. Kristin has worked magic in this volatile market and met our demands each and every time. Her reputation, knowledge, experience and above all honesty has keep us coming back. Kristin Croak has become a trusted member of our network of friends. Thank you Kristin for all you have done for us!

John and Vesta

I worked with Kristin and purchased a home within the past year. She consistently goes above and beyond and provides fabulous customer service. Additionally, I have not yet moved into the home and Kristin continues to help me with various appointments, repairs, etc. She’s a true professional.

Kristin helped us buy our home in Payson in 2012. She went so far above what we ever expected in an agent! We did a long distance purchase and Kristin made the whole process so easy. She was our eyes, ears & legs. She ran errands for us, met inspectors in our place, and sooooo much more. We can’t say enough great things about Kristin. She is trustworthy and a true professional. We definately recommend her to anyone looking for an agent in the Payson area!!!!!

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Kristin Croak, PLLC
Average rating:  
 6 reviews
by golfed8 on Kristin Croak, PLLC
Professional in Every Way

She is a professional in every way. Prompt response. Evaluated property, got it ready for the market with excellent feedback along the way. Due to her vast knowledge in the related disciplines, she was able to assess and resolve minor problems in the process. Home was sold in less than a week.

by pfgaines7 on Kristin Croak, PLLC
Wonderful Can Do Attitude!

Kristin has a wonderful can do attitude and is a total professional! She know the local market very well as she lives in the area; and, it's obvious she loves what she does! Our home sold in less than two weeks and we had more than one offer! She's the best!

by Liz Garrison on Kristin Croak, PLLC
Very Helpful!

Kristin was very helpful along with her broker in solving a huge problem I had . I was under the impression the home I purchased had central air conditioning , well it did not.Kristin stepped up to the plate and installed a brand new central air conditioning unit !! I would recommend her highly .She has your back.

by zuser20150802142417124 on Kristin Croak, PLLC
Makes Arizona and the Rim Country look great

Kristin was my third contact for an agent via Zillow. The 1st two: one sent back some “canned” information and no follow-up and the other never returned my emails.

Kristin was “on it” from day one---both email and telephone follow-ups. He and her associates in her office made sure all our questions about the area and the process of land buying were answered and answered timely.

Friendly, professional, knowledgeable, too-hard working, and fun, Kristin makes Arizona and the Rim Country look great!

by JohnCOatis on Kristin Croak, PLLC
Call Kristin Croak!

We have used Kristin twice to sell our properties in Payson, and have been very impressed with her knowledge and attitude. She works extremely hard to get the job done! When we sold our home, she immediately had an amazing photographer make a video of the property. It was so well done, and it was displayed on social media frequently. Kristin made everything go smoothly by going the extra mile to schedule, inspections, repairs. etc. It would have been alot more stressful if it weren't for her expertise and warm caring personality. So if you are looking for an agent that will get the job done---call Kristin Croak! You will not be disappointed!

by markengelman on Kristin Croak, PLLC
Very Enthusiastic!

Kristin is a very enthusiastic real estate professional who did a great job helping us sell our cabin in under 2 weeks. She immediately hired a professional photographer who took some amazing pictures of our property and our listing was posted by the week end. She showed the property on numerous occasions even though it was about a 30 minute drive from her office in Payson. She also hired all the necessary contractors (termite inspector, sewer inspector, painter, title co, etc), stayed in touch with us consistently, and did a good job keeping everyone on track for our sale to complete on time. I definitely recommend Kristin to anyone looking for a real estate professional in Payson and the surrounding area.

I am committed with results! I work with a great team of professionals including a photographer to capture your home to give maximum exposure in both our online and offline marketing. I am a top producer in the Rim Country and work with you from start to finish of the home buying/selling process. Even after the sale, I am always here to help!

I Start it, I Finish it. Committed with Results.

  Kristin Croak, PLLC

   ERA Young Realty & Investment
   424 S Beeline Highway, Payson, AZ 85541

   (928) 970-0634

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